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Financing

Want to make working out in the convenience of your own home a reality? With several financing plans to choose from, Fitness Depot Ottawa can help you make it happen. We offer a selection of payment options from our preferred loan provider, Fairstone.

Why do we use Fairstone? With nearly a 100-year legacy in Canada, they offer competitive rates with a quick and secure loan application online.

Is there a Fee? Fitness Depot Ottawa does not charge any fee; however, Fairstone will charge a $21.00 Fairstone Annual Membership Fee to any new account.

Is there a minimum purchase amount? $300.00 purchase order before tax.

What type of financing plans are available? Below are examples of rates and plans effective March 2024. Please note, rates are subject to change without notice.  Call the store for full details and rate confirmation.   

No Payment/Same as Cash (Ontario Residents only)

6 Months…. No charge to customer

  1 year…  5% charge after tax amount

Same as Cash - 3% per month (Quebec Residents only)

6 Months…. No charge to customer

Example: 6-month program: $1,000 Purchase including tax. 

Customer pays 3% monthly = $30 x 6 monthly payments = $180. Last month owed is $820.

Free Finance/Equal Payments

6 Months…. No charge to customer

1 Year…5% charge after tax dollars

2 Years…10% charge after tax dollars

Example: 6-month program. 

$600 Purchase including tax.  Customer pays $100 each month for 6 months.

All financing options are  subject to On Approved Credit (OAC)